• Tel: (281) 300-5260
    Email: answers@joelovrek.com

  • 1. Last 3-5 Paystubs
    3. Last 2 Bank Statements
    4. Last 2 Yr W-2's & Taxes
    5. Proof of Down Payment

     

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  • The renovation can be completed under either a Streamline K loan or a Consultant K program. Choosing which loan suits you best will depend on the amount and type of improvements your property needs.

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  • You will find that being an informed individual about the home buying process is empowering for you. Lucky for you that you came to the right place. So let's get started buying your first home!

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  • Get Pre-Approved today, don't wait till you find that perfect home because if you do this last, the home you fell in love with will probably be placed under contract before you can get this to your agent.

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  • We will find the right mortgage for you

    When looking for a mortgage lender, there are thousands of options – from your local banks and credit unions to national online mortgage lenders that handle your loan processing by phone and email. You also have the option of working with an independent mortgage broker who may connect you with a lender you’ve never heard of. (That’s not necessarily a bad thing – it may just be that mortgage lender only works through brokers, not the general public).

    Additionally, there are online mortgage lender comparison tools that will pre-qualify you and then match you with lenders with the best rates for the mortgage you need. The problem with best rates is there is a reason for this, there either are less people pushing files, or the loan process takes 2-3 months. Working with agents that close within 1-3 weeks is hard to find and they only charge .125% rate difference which is worth the cost, after all, its worth less headache for an average $7 monthly difference.

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  • Latest Videos
  • Long-term Bond Yields Rise

    October 16, 2016
    Long-term Bond Yields Rise

    Long-term bond yields again were pressured higher over the past week, resulting in higher mortgage rates. Changing expectations for future monetary policy from the European Central Bank (ECB) were the main reason. U.S. economic data caused little reaction. Central bank demand

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  • Fannie Mae's newest software widens mortgage credit

    Wider credit opportunities are in store for mortgage shoppers starting this weekend as Fannie Mae releases 10.0, the 31st version of its automated credit decision engine named Desktop Underwriter or DU. DU was originally released in 1995 according to Kristi Waters, credit risk

    Read more