• Tel: (281) 300-5260
    Email: answers@joelovrek.com

  • Fixed-Rate Mortgage (30, 25, 20, 15 and 10-Year Fixed)

  • We offer our borrowers the choice of 30- and 15-year fixed-rate mortgages. These loan programs have the same interest rate for the life of the loan and monthly payments (principal and interest) that never change. If you escrow your property taxes and insurance, those expenses can change, which will affect your monthly payments. Fixed-rate mortgage may be a good choice if you plan to stay in your home for a long time or if you feel more comfortable knowing your payment cannot change.