- 5% minimum down payment requirement for primary purchases
- 1-unit investment properties and second homes allowed
- 15% minimum downpayment for investment properties
- 10% minimum downpayment for second homes
- Costs such as architectural services, engineering and permit fees can be included
- Conforming and high-balance loan limits
- Fixed-rate only
- Maximum renovation amount is 50%of the as-completed appraised value*
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